If you suffered serious injuries in a workplace accident, you have many costs to incur down the road. Your medical bills will be difficult enough; however, you may also need to think about lost wages and pain and suffering. This is the reason you need to try to pursue as much compensation from the workers’ comp insurance of your employer. A workers’ comp in Cedar Rapids can help you get the most money from your claim. But there are also things you can do to help your lawyer achieve your compensation goals. These include the following:
See a Doctor as Soon as Possible
Getting a medical evaluation from a qualified medical expert is an important step to take following an accident, so you can maximize your compensation. Even if you think that your injuries are not serious, seeking medical attention can benefit both your health and your case. Sometimes, accident-related injuries may not appear immediately. If you do not notice symptoms right after the accident and you choose not to see a doctor, the workers’ comp insurance company may deny your claim outright.
Collect Important Documentation
To win compensation for your work-related injuries, you need to be able to prove that you were injured in a workplace accident. Establishing this requires documentation of your injuries. For each economic damage, you seek compensation for, you must accompany documentation that demonstrates the losses you sustained because of the accident and injury. For instance, you must keep copies of your medical bills and employment records that show how much you make and the number of hours of work you missed.
Filing workers’ comp claims in Iowa can be done within two years from the time of the accident. When this timeline has passed, you won’t be able to pursue a compensation claim. Some insurers may want to take advantage of this deadline, so they drag out proceedings and settlement negotiations as long as they can. Thankfully, a workers’ comp attorney will always observe this deadline and will never delay your filing. They know how insurance companies will try to bring you down and force you to give up your claim.
Consult Your Lawyer Before You Accept a Settlement Offer
When you report your on-the-job injuries to your employer, they are responsible for notifying their insurer about your claim. Then, the insurer will look into your accident and injuries. Once the insurer gets the details it needs, it will initiate the settlement process. The insurance provider and your employer may make a settlement offer that can include payment for medical bills, unpaid benefits, and future treatment costs. Before you accept any offer from either party, ensure you consult your attorney first.